Emily Chane, LMFT Marriage & Family Therapist
Fees & insurance

Therapy fees and insurance

Clear costs before you start. Here’s what sessions cost and how to use your insurance benefits.

Schedule a free 15-minute callCall or text (805) 974-0155

Free consultation

$0

A 15-minute phone call to talk through what you’re looking for and see if we’re a fit.

Individual therapy

$180

50 minutes. Teens and adults, in person in Westlake Village or by video across California.

Couples therapy

$210

60 minutes. In person in Westlake Village or by video.

Family therapy

$210

60 minutes. In person in Westlake Village or by video.

Out-of-network benefits

Using your PPO plan

Many PPO plans cover part of therapy with an out-of-network provider. Here’s how it works:

  1. You pay for each session at the time of service.
  2. Each month, I send you a superbill with the codes your plan needs.
  3. You submit it to your insurance, and they reimburse you directly.

Call the number on your insurance card and ask:

  • Do I have out-of-network benefits for outpatient mental health?
  • What is my out-of-network deductible, and how much have I met?
  • What percentage do you reimburse after the deductible?
  • Is telehealth covered the same as in-person sessions?

Plans usually reimburse therapy only when there’s a diagnosis, so couples therapy is often not covered. Check with your plan before you count on reimbursement.

In-network insurance

Aetna, Anthem Blue Cross and Blue Shield of California

I’m in network with Aetna, Anthem Blue Cross, and Blue Shield of California for individual therapy through Headway. With in-network coverage, you pay your plan’s copay or coinsurance. Check your coverage on Headway →

Couples and family therapy are private pay.

Policies

Payment and cancellations

Payment is due at each session. I accept credit, debit, HSA and FSA cards.

I ask for at least 24 hours’ notice to cancel or reschedule. Sessions canceled with less notice, or missed altogether, are charged the full session fee.

If you’re paying out of pocket, you have the right to a Good Faith Estimate of costs before you start.

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Neurodivergent-affirming therapy for ADHD, autistic and AuDHD teens, adults, couples and families. In person in Westlake Village, serving Agoura Hills, Oak Park, Thousand Oaks and Calabasas, and online across California.